Non-Spouse Beneficiaries and Funding QCDS: Today’s Slott Report Mailbag
Non-Spouse Beneficiaries and Funding QCDS: Today’s Slott Report Mailbag Thursday, April 09, 2026 By Andy Ives, CFP®, AIF® IRA Analyst QUESTION: If a non-spouse beneficiary inherits a 401(k), what are the options? Can you roll the money into an inherited IRA? Are...
What Inflation Is Quietly Doing to Your Retirement Plan
When most people think about retirement planning, they focus on the big numbers. How much they have saved. How much income they will need. When they want to retire. But there is one factor that quietly works in the background year after year, and if it is not...
The Strange RMD Rules for Ex-Spouses After a Divorce
By Ian Berger, JD IRA Analyst “Qualified domestic relations orders” (QDROs) are court orders used to divide ERISA retirement plan assets after a divorce. Normally, after a QDRO is approved by a defined contribution plan like a 401(k), the plan will establish a...
Five Last-Minute Tips for 2025 IRA Contributions
By Sarah Brenner, JD Director of Retirement Education The tax-filing deadline is almost here. Are you thinking about making a 2025 IRA (traditional or Roth) contribution? Time is quickly running out. Here are some last-minute tips to keep in mind as you make your IRA...
Weekly Market Commentary
The holiday-shortened week saw US equities advance even as oil prices surged amid uncertainty about the duration of the Iranian conflict. Early in the week, investors bid up risk assets on hopes of a ceasefire. President Trump's assessment of the ongoing...
Tax Withholding from a Qualified Charitable Distribution (QCD) and from a Roth Conversion: Today’s Slott Report Mailbag
By Ian Berger, JD IRA Analyst Question: I had my IRA custodian send my required minimum distribution (RMD) from my IRA to our church, but had 20% federal taxes withheld. Subsequently, I received two Form 1099-Rs from the custodian. One showed the withheld...
Last-Minute Tax Moves Before April 15: IRA, HSA, and Retirement Planning Tips
As April 15 approaches, many people assume the window for tax planning has already closed. The truth is, there may still be time to make a few smart financial moves that could help reduce taxable income, strengthen retirement savings, and improve long-term financial...
No Joke – Today is a Required Beginning Date!
By Andy Ives, CFP®, AIF® IRA Analyst Today is April 1, and that’s a big day! No, not because it’s April Fool’s Day, but because today is the required beginning date (RBD) for any traditional IRA owner who turned age 73 in 2025. Based on census data, that could...
Weekly Market Commentary
US markets fell for the fourth consecutive week as the US-Israel-Iran conflict entered its 5th week. President Trump’s announcement that he would extend the deadline to reopen the Strait of Hormuz by a couple of days sent markets soaring on Monday, but gains were met...
8 Rules to Help Navigate the Multiple Plan Contribution Limits
Ian Berger, JD IRA Analyst More and more Americans are taking on “side gigs” or switching jobs. When that happens, they often wind up participating in two different employer retirement plans at the same time or in the same year. Here are 8 rules to help you understand...
Eligible Designated Beneficiaries and Roth Conversions: Today’s Slott Report Mailbag
By Sarah Brenner, JD Director of Retirement Education Question: Hi Ed and team, If a parent, age 86, inherited their son’s 401(k) after the son passed at age 58, does the parent still have 10 years to withdraw the funds? A lot is discussed about beneficiaries...
Building a Stronger Financial Future with the Right Guidance
When it comes to your financial future, confidence does not come from guessing. It comes from having a clear strategy, trusted guidance, and a plan built around your goals. Whether you are preparing for retirement, protecting your family, growing your wealth, or...
Ready To Take
THE NEXT STEP?
For more information about any of our products and services, schedule a meeting today.